Risk Briefs
Practical risk and insurance insights from HW Brokers.
Insurance is about far more than policies, premiums and claims. It is about understanding risk, protecting assets and helping businesses and individuals make informed decisions in an increasingly complex environment.
Our Risk Briefs provide short, practical perspectives on common insurance and risk management topics affecting South African businesses, property owners and individuals. From underinsurance and business interruption to climate-related risks and operational resilience, these insights are intended to help you identify potential exposures before they become costly losses.
The information provided is general in nature and should not be regarded as advice for any specific situation. If you would like to discuss how any of these topics may affect your business, property or personal insurance programme, please contact the HW Brokers team.
Updated Fire Standards May Change How Existing Buildings Are Assessed
South Africa’s building fire-protection guidance has been updated through SANS 10400-T:2024, Edition 5. The revised standard
Extreme Weather Is Becoming a Business Risk That Cannot Be Ignored
Across South Africa and around the world, businesses and property owners are experiencing an increase in
Insurance Is Only One Part of Risk
Insurance plays a critical role in protecting businesses and individuals from financial loss, but it is
Being Insured and Being Properly Insured Are Not the Same Thing
Many businesses take comfort in knowing they have insurance in place. Unfortunately, many businesses find that